Johnnie Walker Insurance Agency | 834 Route 203 Spencertown, NY 12165 | TEL (833)TEAM-JWI | FAX 855-450-1008 | 24/7 CLAIMS 518.821.6500

Johnnie Walker Insurance Agency specializes in servicing contractors for protection against lawsuits and other liabilities. Contractors, subcontractors and independent tradesman should carry commercial insurance. It not only protects your business, but it’s often a requirement by many employers before you can begin working. JWI has offices in Columbia County, NY and Albany, NY to serve your insurance needs.

Audit Managment

Contractors do not have the time or patience for insurance audits so we do it for you! We understand your time is better spent in the field and not sitting at a desk for hours with an auditor. One of the many services we provide for our contractors at Johnnie Walker is Audit Management. Over the years we have established excellent working relationships with the auditors which is a benefit to you, our client. We gather the requested documents, meet with the auditor in our office and complete the General Liability and Workers Compensation audit. Saving you time and money so you can focus on taking care of YOUR clients!

Examples of Contractors Insurance coverages we offer:

Contractors General Liability Insurance coverage by Johnnie Walker Insurance of Columbia County NY

General Liability

Accidents happen, and being properly insured is critical to protecting your business or your property. General Liability Insurance is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from day-to-day business operations.

Contractors Commercial Vehicle Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Commercial Vehicle

Whether you’re operating a single vehicle or a fleet, you need coverage for you, your employees, and the vehicles you own, lease, rent, or borrow – on and off the road. Business Auto Insurance provides coverage for vehicles owned by commercial enterprises to help prevent an accident from damaging your bottom line.

Contractors Commercial Property Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Commercial Property

Business property insurance is something every company needs – whether you own your own building, lease or work from home. Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism.

Contractors Workers Comp Insurance and Disability coverage by Johnnie Walker Insurance of Columbia County NY

Workers’ Compensation & Disability

Workers Compensation, and in some states Short Term Disability, is mandatory insurance that protects your employees should they become sick or injured. JWI will work with you to design the right plan to protect your business and your employees.

Contractors Bond Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Bonds

Johnnie Walker Insurance offers the financial strength of the nation’s largest surety companies. Ask us about Commercial surety bonds, fidelity bonds, contract bonds including bid, performance and payment bonds.

Contractors Excavation Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Excavation Insurance

The grading & excavation is inherently dangerous work. As a result, site preparation contractors are faced with large risks and potential liability. Don’t let an accident, injury, property damage, or theft put you out of business. The right grading & excavation insurance policy with JWI can help you manage the legal and financial burdens if the unexpected happens.

Contractors Professional Liability Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Professional Liability

Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake. Don’t take a chance, contact Johnnie Walker Insurance for a quote for your business.

Contractors Builders Risk Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Builders Risk – C.O.C.
(Course of Construction)

Builders Risk Insurance—also referred to as course of construction (COC) insurance, or builder’s risk insurance—is a specialized type of property insurance that protects a person’s or organization’s construction projects, renovations, or installation while in progress. It can include the existing structure, materials, as well as equipment being used in the construction of a building or structure should those items sustain physical damage.

Contractors Tools & Equipment Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Tool & Equipment/Inland Marine

Inland Marine insurance covers the risks relating to property, property and equipment that’s either in transit (including by road or rail) or being stored by a third party. Inland marine insurance is very important, as many commercial property insurance policies will only cover items or equipment that are on your business’ physical premises.

Contractors Pollution Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Pollution Insurance

Pollution Liability Insurance, also commonly referred to as environmental insurance, helps protect businesses from unexpected pollution exposures that may not be covered by standard casualty and property policies. It fills an important insurance coverage gap for contractors.

Contractors Umbrella Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Umbrella Insurance

When you have a claim that exceeds the limits of your current policy, umbrella insurance can provide extra coverage to protect your business and assets from financial risk. Ask JWI if umbrella makes sense for your business.

Contractors Cyber Insurance coverage by Johnnie Walker Insurance of Columbia County NY

Cyber Insurance

Cyber insurance covers the losses relating to damage to, or loss of information from, IT systems and networks, data breaches and other cyber security issues. We strongly encourage all our clients to consider the value of cyber insurance, especially if they handle or use digital information.