Commercial Insurance

Johnnie Walker Insurance offers business owners insurance policies, also known as BOP insurance, that combine both property and liability coverage into one package. It’s popular among a variety of small and medium-sized businesses such as restaurants, wholesalers, retail stores and contractors. Give us a call to give your business a quote.

Accidents happen, and being properly insured is critical to protecting your business or your property. General Liability Insurance is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from day-to-day business operations.

Whether you’re operating a single vehicle or a fleet, you need coverage for you, your employees, and the vehicles you own, lease, rent, or borrow – on and off the road. Business Auto Insurance provides coverage for vehicles owned by commercial enterprises to help prevent an accident from damaging your bottom line.

Contractors insurance is coverage that can protect your business from devastating financial debts that can result from work-related accidents. It’s important to protect your livelihood with adequate coverages. Protect against things like lawsuits and other liabilities with contractors insurance through Johnnie Walker Insurance.

Workers Compensation, and in some states Short Term Disability, is mandatory insurance that protects your employees should they become sick or injured. JWI will work with you to design the right plan to protect your business and your employees.

If you or your employees become too sick or injured to work due to an off-the-job accident, injury or illness, disability insurance helps cover a portion of your/their income. NYS requires this for all employers. Contact JWI to acquire this mandatory type of business coverag

Johnnie Walker Insurance offers the financial strength of the nation’s largest surety companies. Ask us about Commercial surety bonds, fidelity bonds, contract bonds including bid, performance and payment bonds.

The grading & excavation is inherently dangerous work. As a result, site preparation contractors are faced with large risks and potential liability. Don’t let an accident, injury, property damage, or theft put you out of business. The right grading & excavation insurance policy with JWI can help you manage the legal and financial burdens if the unexpected happens.

When you have a claim that exceeds the limits of your current policy, umbrella insurance can provide extra coverage to protect your business and assets from financial risk. Ask JWI if umbrella makes sense for your business.

Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake. Don’t take a chance, contact Johnnie Walker Insurance for a quote for your business.

Cyber insurance covers the losses relating to damage to, or loss of information from, IT systems and networks, data breaches and other cyber security issues. We strongly encourage all our clients to consider the value of cyber insurance, especially if they handle or use digital information.

Johnnie Walker Insurance offers coverage specifically for equestrians, customized to your needs as a owner, competitor, trainer or as an event or club. Dog Trainers general liability and dog club insurance is also available to prevent large costs in case of lawsuits. Ask for a quote and get covered!